You built a career here. You pay taxes here. You can pursue a home here, too - on an H-1B, L-1, O-1, TN or similar work visa. We are a licensed broker, and matching visa files to the right lenders is a specialty of the house.
Work-authorized professionals across many statuses pursue home financing. These are the files that cross our desk most often.
Specialty-occupation professionals - the single most common work-visa mortgage file in the country.
Intracompany transferees relocated to a U.S. office, often with an established global career behind them.
Individuals of extraordinary ability in sciences, arts, business or athletics.
Canadian and Mexican professionals under USMCA, and Australian professionals on E-3 status.
On a different status, or exploring the bigger picture? Immigration.Mortgage maps every documentation path, DACAMortgages.com covers DACA files, and our ITIN loans guide covers borrowers without a Social Security number.
First: is your work authorization valid, and what does the paperwork trail look like - your visa, your I-797 approval notices, your employment verification? Second: how likely is your employment and authorization to continue? Lenders think about renewal history, employer sponsorship, and the demand for your field.
Here is the useful part: lenders weigh these questions differently. Some want a certain runway of remaining validity; others are satisfied by a strong renewal track record. None of that is posted on a bank's website, which is why guessing your way from lender to lender collects rejections that were really just mismatches. We already know who is comfortable with what.
Arrive at 28 with a decade of flawless financial history abroad and the U.S. credit system still starts you near zero. It feels absurd, and for many visa professionals it is the biggest hurdle - bigger than the visa itself. But it is workable: some lenders can consider newer credit files or alternative documentation, and a deliberate credit-building plan moves fast when your income and payment habits are strong.
The order of operations matters. Talk to us before you need the preapproval, and the months in between become an asset instead of a delay.
Visa type, approval notices, employment verification, credit depth. One call, and you know where the file stands.
We match your visa profile to lenders comfortable with it and compare what they offer.
A solid preapproval in hand - so your offer competes like any other buyer's.
We manage conditions and paperwork through closing while you plan the move.
Tell us your visa type, your timeline and where your credit stands. We will tell you honestly what the path looks like and which lenders fit - no obligation.